Congratulations on deciding to buy a home. We are so excited for you and your family, and will be thrilled to help you. If you’re a first-time home buyer who’s totally new to the process, we will especially help and guide you every step of the way. If this isn’t your first rodeo on home buying, you’ll appreciate how we make it easy and enjoyable for you, and negotiate the best deal possible on your behalf.
True, it’s a seller’s market, but it’s also a great time for buyers! And you will succeed in home buying in this market if you have a solid lender and Realtor who are working diligently for you, and who care about you and your home search.
The great news is that interest rates are still historically low, even though they are probably on the rise. This really means that you have more purchasing power, and you can afford ‘more house’, than when interest rates are higher. It’s a great time to lock in a low interest rate on a 15- or 30-year mortgage. Every point that interest rates rise decreases your purchasing power by 11%.