Buying your home with the Vaz+Harwood Team
You need a buyer’s agent who cares!
Congratulations on deciding to buy a home. We are so excited for you and your family, and will be thrilled to help you. If you’re a first-time home buyer who’s totally new to the process, we will especially help and guide you every step of the way. If this isn’t your first rodeo on home buying, you’ll appreciate how we make it easy and enjoyable for you, and negotiate the best deal possible on your behalf.
Why buy a house now?
True, it’s a seller’s market, but it’s also a great time for buyers! And you will succeed in home buying in this market if you have a solid lender and Realtor who are working diligently for you, and who care about you and your home search.
Interest rates are still low
The great news is that interest rates are still historically low, even though they are probably on the rise. This really means that you have more purchasing power, and you can afford ‘more house’, than when interest rates are higher. It’s a great time to lock in a low interest rate on a 15- or 30-year mortgage. Every point that interest rates rise decreases your purchasing power by 11%.
5 reasons to hire us as your buyer’s agent
1. We care
Nothing else matters if we don’t take the time and effort to care about our clients. No one is ever just a transaction to us. For most people, this is their biggest purchase, and changes their life and family! We never forget that in the process of real estate!
2. We win offers
We have a proven track record of succeeding with our buyers’ offers — even in a seller’s market and even winning against multiple offers. We can’t guarantee that we’ll win every offer, but we do our absolute best to win for you.
3. We listen to you & communicate
We take the time to listen to you – it’s that simple! And things can happen fast in the real estate business, so communication really is key. As your buyer’s agent, we will probably be in touch almost daily through the home-search process.
4. We negotiate skillfully for you
You need an buyer’s agent who has your back, and will negotiate smartly, judiciously, and sometimes creatively for you. Our approach is always a win/win scenario, but with your best interest at the forefront.
5. We make this as fun and stress free as possible
Buying a house has some stress-involved. No doubt about it. If we can make this fun for you, we’ve really done our job. At the very least, we will reduce the stress by helping you through all the details and negotiations.
Our process for helping you buy your home
Start with our buyer questionnaire
If you’re thinking about buying your first or next home, the first step to working with us is to fill out our New client questionnaire. This allows us to meet you better prepared to answer your questions and make the most of our meeting.
Meet you in-person
We’re happy to meet you in-person at any time. If you don’t have financing pre-approval yet, or don’t think you’re able to get it, we’re still happy to meet you and advise you. Many prospective buyers are not ready yet, but will be in a few months or a year. Contact us any time and we’ll get a meeting on the calendar.
If you haven’t spoken to a mortgage professional yet, the sooner the better! It is never too early to get your funding in order. We can’t go house shopping without mortgage pre-approval. Here’s more info and how to pick a great lender.
Sign buyer rep paperwork
Some Realtors will skip the step of signing buyer representation paperwork. We don’t, because it protects you, the customer. We make sure our buyers are properly signed with us representing them, and have lender pre-approval, before we start showing houses.
Set up an auto-MLS email
We ask out customers to stop using Zillow, Trulia, and Realtor.com to find houses. The most efficient and accurate way of finding homes on the market is to use our MLS website. It sends an immediate email to all of us when new listings matching your criteria come on the market. We will manage this search for you and help make it easy and worry-free that we’re all 100% on top of the market’s current inventory.
Go house shopping!
Now the really fun part – looking at houses! Our goal is to be efficient and only show you houses that you might actually want to buy. We will arrange one or more showings on a tour, and meet you for each one to open the house and tour it with you.
Make an offer
When you find a house that you want to write an offer on (a purchase agreement), we’ll write the offer and guide you every step of the way on how to write the offer to win, and how to negotiate. We will have to act very quickly, especially in a seller’s market. You may not even have 24 hours to ‘sleep on it’, so be prepared to be decisive.
Have an inspection done
When the seller has accepted your offer, you will have a chance to hire a professional home inspector to look over the house and provide a detailed report.
The inspection period is negotiable, ususally 10 days.
During the inspection period you can back out for any reason or none. If you change your mind about the house, this is your last chance to cancel, get your earnest money back, and back out of the deal. Your only loss will be the cost of the inspection.
You hire and pay for the inspector when the inspection is done, approx. $380-550 depending on if you have a radon test done or not.
Now that we have a fully-negotiated purchase agreement, there’s a stretch of time, usually 4-8 weeks, before closing day. Here’s a guide to closing and what to expect.
Very important!: Don’t change anything about your credit up to closing day. Protect your credit, pay your bills on time and don’t make any major purchases.
New client questionnaire
Start the home buying process with the Vaz+Harwood Team by filling out our short online form.